Surety Bonds That Build Trust
Fast, reliable bonding solutions for transportation, construction, contractors, and general business compliance requirements.
Comprehensive Bonding Solutions
Whether you're a freight broker securing your authority, a contractor bidding on projects, or a business meeting licensing requirements, ARX provides the surety bonds you need to move forward with confidence.
BMC-84 Freight Broker Bond
Mandatory $75,000 bond for freight brokers and transportation intermediaries to maintain FMCSA authority.
Construction Bonds
Bid bonds, performance bonds, and payment bonds for public and private construction projects.
Contractor License Bonds
License and permit bonds required for contractors, electricians, plumbers, and specialty trades.
Commercial Surety
Court bonds, fiduciary bonds, public official bonds, and miscellaneous business license bonds.
Subdivision Bonds
Ensure completion of public improvements in residential and commercial developments.
Maintenance Bonds
Protection against defects in materials or workmanship after project completion.
Fast, Reliable Bonding When You Need It
Getting bonded shouldn't be complicated. ARX streamlines the surety bond process with expert guidance, competitive rates, and quick turnaround times so you can meet your obligations and win more work.
Quick Turnaround
Many bonds issued same-day or within 24-48 hours when documentation is complete.
Expert Guidance
We help you understand exactly what bond you need and guide you through the application process.
Competitive Rates
Access to multiple surety markets ensures you get the best rate for your situation.
Industry Expertise
Deep knowledge of transportation, construction, and commercial bonding requirements.
How Surety Bonds Work
A surety bond isn’t insurance — it’s a three-party guarantee. Here’s how the pieces fit together.
The Principal — That’s You
The freight broker, contractor, or business owner who needs the bond. You promise to fulfill a contract, follow regulations, or handle funds responsibly.
The Obligee — Who Requires It
The party requiring the bond — a shipper, project owner, or government agency like the FMCSA. The bond guarantees your performance to them.
The Surety — Who Backs It
The bond company that backs your promise financially. If you fail to deliver, the surety compensates the obligee — and you repay the surety.
With insurance, the carrier absorbs the loss. With a surety bond, you’re ultimately responsible for repaying the surety — which is why underwriting looks closely at your finances and track record.
Surety Bond FAQs
Bond costs, timelines, and applications — answered.
Insurance protects you from loss. A surety bond protects the party you’re doing business with — it guarantees your performance or compliance. Many contracts and licenses legally require one before you can operate.
The bond amount is fixed by law at $75,000, but what you pay is an annual premium — typically a small percentage of that amount, based on your credit and business financials. Stronger financials mean lower premiums. We work with surety markets that specialize in transportation, including programs for newer brokers.
Many standard bonds, including BMC-84 renewals, can be issued same-day once your application and underwriting are complete. Larger construction bonds take longer because the surety reviews financials, work history, and project details more deeply.
Usually your business information, the bond type and amount required, and financial statements for larger bonds. For license and permit bonds, the application is short. We’ll tell you exactly what’s needed before you start so there are no surprises.
Often, yes. Many surety companies offer programs for applicants with challenged credit — the premium is higher, but the bond gets you operating legally while you build your financial profile. Don’t assume a past credit problem disqualifies you.
Ready to Meet Your Bonding Requirements?
Whether you need a BMC-84 bond for your freight brokerage, construction bonds for your next project, or license bonds for your contracting business, ARX makes the bonding process fast, simple, and affordable.