Protect What You Build. Keep Moving.
You’ve worked hard to build your business, secure your family, and drive your vision forward. ARX Insurance Group provides the tailored coverage and surety solutions you need to move forward with absolute confidence.
Let's Find the Right Coverage for You
Choose what you need to protect and we'll guide you to the right quote.
What type of trucking operation do you have?
Select your operation type to continue to the quote form:
Tell us about your business.
We will ask for your business type, location, and coverage needs to find the right fit.
Start Business QuoteLet's get your personal auto protected.
Provide your vehicle and driver details so we can find you the best personal coverage rates.
Start Personal QuoteSecure your required bond.
Tell us the bond type and amount you need, and we'll get you bonded quickly.
Start Surety Bond Quote
Comprehensive Protection, Tailored to You
Whether you're on the road, on the job site, or at home, we provide the coverage that keeps your world moving.
Commercial Insurance
Comprehensive protection designed around your vehicles, daily operations, employees, and business risks to keep your company moving forward safely.
Explore Commercial Insurance →Personal Insurance
Reliable personal coverage designed to help protect your vehicle, your household, and the things that matter most to you and your family.
Explore Personal Insurance →Surety Bonds
Fast, reliable bonding solutions for transportation, construction, contractors, and general business compliance requirements.
Explore Surety Bonds →Why Businesses and Families Choose ARX
Insurance isn't just about policies; it's about partnership. As an independent agency, we don't work for the insurance carriers—we work for you. That means our loyalty is to finding the right protection for your unique situation, not pushing a single company's product.
- ✓ Multi-line expertise across commercial, personal, and surety markets.
- ✓ Personalized guidance from licensed professionals who understand your industry.
- ✓ Proactive risk management to help you avoid claims before they happen.
Specialized Expertise. Comprehensive Protection.
Whether you're on the road, on the job site, or running your business, ARX delivers tailored coverage backed by deep industry knowledge. Explore our core specialties below.
Commercial Insurance
Comprehensive protection for trucking operations, businesses, contractors, and professional services — from liability and cargo to property and workers' comp.
Explore Commercial Insurance →Personal Insurance
Reliable auto coverage for you and your family — liability, comprehensive, collision, roadside assistance, and flexible policies for every driver.
Explore Personal Insurance →Surety Bonds
BMC-84 freight broker bonds, construction surety, contractor bonds, and commercial surety — fast, reliable bonding solutions when you need them.
Explore Surety Bonds →Industries We Serve
From independent owner-operators to growing businesses and established enterprises, ARX provides tailored protection across a wide range of industries.
Common Questions About ARX Insurance Group
Straight answers to the questions we hear most — no jargon, no fine print.
A captive agent sells one company’s policies. As an independent agency, ARX works for you — not the insurance carriers. We compare coverage and pricing across multiple insurers, then recommend the policy that actually fits your situation. If your needs change, we re-shop your coverage instead of locking you into one carrier.
Four core lines: commercial trucking insurance for owner-operators, motor carriers, and fleets; business insurance including general liability, BOP, workers’ comp, commercial property, and E&O; personal auto insurance; and surety bonds including BMC-84 freight broker bonds and construction bonds.
At minimum, the federal liability limits required by the FMCSA to keep your authority active, plus cargo coverage that satisfies your shippers and brokers. Most owner-operators also carry physical damage coverage to protect their truck and trailer. We walk you through each requirement so nothing falls through the cracks.
Call (463) 315-3777 or use the online quote form. Most quotes are turned around quickly because we know exactly what information each carrier needs — no back-and-forth asking for documents twice.
We’re headquartered in Indianapolis, Indiana, and serve clients across all 50 states, with deep roots in the Midwest trucking and construction industries.
Insurance protects you when something goes wrong. A surety bond guarantees to someone else — a shipper, a project owner, a government agency — that you’ll keep your end of a contract or legal obligation. Freight brokers, for example, must hold a $75,000 BMC-84 bond to maintain FMCSA authority. We handle both.
Ready to Protect What Matters Most?
Let's discuss your unique needs. Our licensed professionals are ready to help you find the right coverage, quickly and confidently.